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Calculation Speed Mastery (Professional Level)

Fast calculation is the backbone of bank exams. Speed determines selection. This section covers professional-level tricks used by toppers.


1. Multiplication Trick (Near Base Method)

Example: 98 × 97

Step 1: Base = 100
98 → -2, 97 → -3
Step 2: Subtract → 98 - 3 = 95
Step 3: Multiply (-2 × -3 = 6)
Answer: 9506

Formula Logic: (a - x)(a - y) = a(a - x - y) + xy


2. Square Trick

Example: 105²

Step 1: 105 = 100 + 5
Step 2: (100 × 110) + 25
Answer: 11025

Formula: (a + b)² = a² + 2ab + b²


3. Percentage Quick Trick

10% = divide by 10
5% = half of 10%
1% = divide by 100

Example: 25% of 480

= 480 / 4 = 120


4. Division Shortcut

If number ends with 0 → cancel zeros
Example: 2400 ÷ 40 = 60


5. Approximation Trick

Use rounding:
498 ≈ 500
Example: 498 × 21 ≈ 500 × 21 = 10500


Speed Strategy

  • Practice mental math daily
  • Avoid pen-paper for simple calculations
  • Use approximation when options are far
  • Memorize squares (1–30)

Practice Questions

1. 99 × 97 = ?
2. 104² = ?
3. 25% of 360 = ?
4. 480 ÷ 20 = ?

Calculation Speed Maths

Fast Calculation Techniques for Bank Exams

Calculation Speed Mastery (Professional Level)

Fast calculation is the backbone of bank exams. Speed determines selection. This section covers professional-level tricks used by toppers.


1. Multiplication Trick (Near Base Method)

Example: 98 × 97

Base = 100
98 → -2, 97 → -3
98 - 3 = 95
(-2 × -3 = 6)
Answer: 9506

(a - x)(a - y) = a(a - x - y) + xy


2. Square Trick

Example: 105² = 11025


3. Percentage Trick

25% of 480 = 120


Speed Strategy

  • Practice mental math daily
  • Memorize squares (1–30)
  • Use approximation

Study and Practice

Consistent Practice Leads to Speed and Accuracy

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